She set the mugs down on the porch rail and sat down on the top step very slowly, the way she does now with her knees.
“Seven thousand eight hundred dollars,” she said, to nobody.
Abner put his hand on her shoulder. He did not say anything. He just left it there.
“I’ve got an inducer for this model on the shelf in the garage,” he said after a while. “Off a farmhouse in Spencer I pulled last spring, same make, same year. The motor was fine. The rest of that unit was shot. I paid the scrap man forty for the lot of it.”
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“You’re not taking the new one out,” Mom said. “It’s in. It’s paid for.”
“It’s paid for on a card at twenty-two percent,” I said.
She looked at me then, and I could see her doing the arithmetic. She had done arithmetic for a living. Twenty-two percent on seven thousand eight hundred is more than seventeen hundred dollars a year in interest. For a woman on Social Security and a small creamery pension, that is the grocery money.
People have asked me since why we did not just file a complaint, or call the state, or dispute the charge. I will tell you what I told my mother that afternoon.
A complaint would take a year, and every month of that year the card would be charging her twenty-two percent while somebody in an office decided whose word to take. She did not have a year. She had a bill due on the twentieth.
So I said, “Let me talk to Lyle first.”
I went to see him Wednesday on my lunch. Wednesday was one of his days off now, and I found him in his driveway at noon in the thin sunshine, raking the last of the maple leaves off his lawn.
My sister was still asleep. Etta works nights on a medical floor at the hospital, and she gets home at seven in the morning and sleeps until two. I knew that, and I had chosen the time on purpose. I wanted to talk to him alone first.
“Noreen,” he said. He did not look surprised. I think that was when I knew.
“Abner looked at Mom’s furnace,” I said. “It’s the inducer motor. The bearing. There’s no crack in it, Lyle.”
He kept raking. Long strokes. The tines scratched on the cold grass.
“Gil looked at it,” he said.
“Gil never put a camera in it,” I said. “Mom told me. He said it was too far inside to see.”
He stopped. He stood there with the rake in his hand and his breath going up white, and for a minute he did not say anything at all.
I have known Lyle since he was twenty-seven. He stood up in our church at my dad’s funeral and read the twenty-third psalm when my brother could not get through it. He is not a cruel man. That is what made it so hard to stand there.
“They cut me to three days at the shop,” he said finally. “Back in August. Etta’s picking up extra shifts. The truck payment’s two months behind.” He looked at the leaf pile, not at me. “Gil said he’d give me nine hundred for every furnace I sent his way. Every one. That’s what he gives the guys who send him work.”
“Nine hundred dollars,” I said.
“I didn’t think anybody’d get hurt,” he said. “It’s a new furnace. It’s a good furnace. She’ll have it twenty years.”